Guys. If you think any of my message I type is good and can help the people you love/hate, please invite them to my blog.

Want to read online Bible:http://www.watchtower.org/e/bible/index.htm
Scripture taken from:New World Translation of the Holy Scriptures

To listen praise song, please click: http://www.youtube.com/watch?v=_X0eYyiRonk&feature=understand

To understand the Bible verse more clearly, read word by word, line by line and verse by verse. Slowly digest it. Don't treat is like a fast food, once you treat like fast food, it will also fast to forget. :)

Want to have online dictionary while reading, please click: http://www.merriam-webster.com/dictionary/Jesus

Father. I pray that those who are reading these message you will open their heart and mind, so that they can perceive the good news and get to know how to break the curse of debt. For faith come by hearing, and hearing come by the Word of God. In Jesus name I pray Amen!

Jehovah is God name
================

Pastor Kong @ Jurong West/ Service 1/ 3:30PM

Lawrence and Lilian Testimony:
Lawrence use to declare bankruptcy, he and the wife even got no money to buy bus fare to travel, and they survive one meal a day, and sometime they even don't have the money to give to their little boy pocket money to go school. But in Business Breakthrough Group, Pastor Ming and members go to grocery shop with them and blessed them with foods. Indeed God is faithful, day by day He provide for them to survive.

And when Arise and Build come, they give total of $6,000 with is equal to 30% of their household. And Lilian was suspect of cancer, but after prayer, the result turn out to be safe.

Now Lawrence is earning a 5 digit income, and during that time he go and pursue his study Public Admin Master Degree at LKY to serve govermental body more effectively, and he influence 45,000 CEO throughout the world

John chapter 11 verse 40
40 Jesus said to her: “Did I not tell you that if you would believe you would see the glory of God?”

And business is good for Lawrence, he close a $50k deal continually 2 month, and plus a new deal worth $40k deal is coming in.

Lawrence and Lilian say: "We rejoice even we walk in the valley of death. 6month we come in to City Harvest broke and broken, but now we prosper." Amen!
===X ===X ===X ===X ===X ===X ===X

I guess you guys did not know that Pastor Kong actually fly here and there to many country in between the Building Fund Series. He actually fly to Auckland, Hawaii and etc everytime after finish the sermon on Building Fund, then he come back again and preach to us, then in between monday to friday, he fly again. Pastor Kong feel very safe, he just want to thank us for praying for him when he travel.

Luke chapter 16 verse 13
13 No house servant can be a slave to two masters; for, either he will hate the one and love the other, or he will stick to the one and despise the other. YOU cannot be slaves to God and to riches.”

In NKJV Bible Version, riches are read as mammon.
=Mammon in modern translation is called: money.. not very true.
=Mammon is Syrian god of Debt, where they charge interest and sell people to slavery when you can't pay up and etc. . .

In U.S, Henry Paulson is a very influential person, he talk make very big different in money world.

You can't serve God effectively when you are in debt.

================
LOAN VS DEBT
Serviceable VS Unserviceable
Appreciate VS Depreciation

1 LOAN= Borrowed money that's servicable=
Example: some people use loan to do investment or buy house

1.1 Invest things that appreciate

2 DEBT= Borrowed money that's unservicable
Example: Borrowed money go and buy thing for your own pleasure

2.1 Invest in things that depreciate -> Buy car ready and sell car, you won't get back the same amount you buy

Proverbs chapter 22 verse 6-7
6 Train up a boy according to the way for him; even when he grows old he will not turn aside from it.
7 The rich is the one that rules over those of little means, and the borrower is servant to the man doing the lending.

-Debt is addictive, and Jesus call it demonic, this will bondage you and stop you from the will of God.
-Example God spoke to you to go SOT, Mission Trip and etc . . . You say no.... busy... no money... this and that... why.. most people are tied down because of debt and need to work 2-3 job, and that is why debt hold you down and you can't serve God effectively.

~ANCIENT TIME ARISE AND BUILD~

2 Kings chapter 6 verse 4-7
4 Accordingly he went with them, and they finally came to the Jordan and began to cut down the trees.
5 And it came about that a certain one was felling his beam, and the axhead itself fell into the water. And he began to cry out and say: “Alas, my master, for it was borrowed!”
6 Then the man of the [true] God said: “Where did it fall?” So he showed him the place. Immediately he cut off a piece of wood and threw it there and made the axhead float.
7 He now said: “Lift it up for yourself.” At once he thrust his hand out and took it.

In some case, debt enforce bankrupt, seperate children from father and etc. . .

Say this to yourself:
MY GOD STORE UP WEALTH FOR ME
MY GOD IS DEBT CANCELLING GOD

If we ask and believe, He will do it for us. Amen!

Nehemiah chapter 5 verse 3-6
3 And there were those who were saying: “Our fields and our vineyards and our houses we are giving as security that we may get grain during the food shortage.”
4 And there were those who were saying: “We have borrowed money for the king’s tribute on our fields and our vineyards.
5 And now our flesh is the same as the flesh of our brothers; our sons are the same as their sons, but here we are reducing our sons and our daughters to slaves, and there are some of our daughters already reduced; and there is no power in our hands while our fields and our vineyards belong to others.”
6 Now I became very angry as soon as I heard their outcry and these words.

Nehemiah is like marketplace prophet, he is like Pastor Kong, not a full time.
You need start to get angry for keep on lending.
God will help you, if you really want to get out of debt.

Nehemiah chapter 5 verse 11-12
11 Please, restore to them on this day their fields, their vineyards, their olive groves and their houses, and the hundredth of the money and the grain, the new wine and the oil that YOU are exacting as interest from them.”
12 To this they said: “We shall make restoration, and from them we shall ask nothing back. We shall do precisely as you are saying.” So I called the priests and made them swear to do according to this word.

In one day, God miraculous cancel all debt. In the days, Nehemiah confront the ancient
"loan shark".

SAY: MY GOD IS A CANCELLING DEBT GOD

In Old Testament time, every 7year, debt will cancel, 7 cycle of 7year is the Jubilee. God is not a God cancel debt 1 time, 2 time or 3 time, but everytime. Amen!

God is not against for borrow, we can lend, but faster pay back.
Borrow loan for study is ok, we are upgrading ourselves, but borrow as a habit is no good.

Deuteronomy chapter 15 verse 6
6 For Jehovah your God will indeed bless you just as he has promised you, and you will certainly lend on pledge to many nations, whereas you yourself will not borrow; and you must dominate over many nations, whereas over you they will not dominate.

Deuteronomy chapter 28 verse 12
12 Jehovah will open up to you his good storehouse, the heavens, to give the rain on your land in its season and to bless every deed of your hand; and you will certainly lend to many nations, while you yourself will not borrow.

Psalms chapter 37 verse 21
21 The wicked one is borrowing and does not pay back,But the righteous one is showing favor and is making gifts.

Let listen what Solomon the wise and rich man advice he got to give us.

1. Keep good RECORD

Proverbs chapter 27 verse 23-24 (TLB)
Riches can disappear fast ... so watch your business interests closely. Know the state of your flocks and your herds.

Pastor Kong keep a file of what he spend.
You need to know where your money go to. They always say got money got talk, actually is no! Money don't talk, that's why they sneakly go away and you don't know what you spend, haha!

Ignorance + Easy Borrowing = DISASTER!
YOU need to know what you owe!

2. PLAN my spending

Proverbs chapter 21 verse 5 (GNB)
Plan carefully and you will have plenty; if you act too quickly, you will never have enough.

City Harvest Building at Jurong West you visit is the building where we build during economy the hardest time, and yet is with cash and not in debt.

Proverbs chapter 21 verse 20 (GNB)
... Stupid people spend their money as fast as they get it.

- This is GOD IQ test, we must have a budget.
- You can download free "Family Budget Template"
- chc.org.sg/eng/downloads/downloads.php
- You must start to clear all your overdraft, hp bill and etc. . . . I also starting to do that.

3. REDUCE my debts rapidly

Instead of paying 15 years flat, why don't do it asap when you can do it asap.

If you got problem keep on use credit card, start to plaster it. Instead of using credit card, use cash instead. God won't help you if you purposely, let Him know that you are serious, and He will help you.

Proverbs chapter 3 verse 27-28 (TLB)
Don't withhold repayment of your debts. Don't say "some other time," if you can pay now.

4. Pay my TITHES faithfully to the house of God

If you say you are kingdom minded and serious about God, but if you can't give 10percent, how you want to give more like 90percent, as you know some people say they want to give God alot as they can.

Nehemiah chapter 13 verse 10-12
10 And I got to find out that the very portions of the Levites had not been given [them], so that the Levites and the singers doing the work went running off, each one to his own field.
11 And I began to find fault with the deputy rulers and say: “Why has the house of the [true] God been neglected?” Consequently I collected them together and stationed them at their standing place.
12 And all Judah, for their part, brought in the tenth of the grain and of the new wine and of the oil to the stores.

Malachi chapter 3 verse 10-11
10 Bring all the tenth parts into the storehouse, that there may come to be food in my house; and test me out, please, in this respect,” Jehovah of armies has said, “whether I shall not open to YOU people the floodgates of the heavens and actually empty out upon YOU a blessing until there is no more want.”
11 “And I will rebuke for YOU the devouring one, and it will not ruin for YOU the fruit of the ground, nor will the vine in the field prove fruitless for YOU,” Jehovah of armies has said.

5 Things when I tithe:
1 Church will be a blessing to all when we tithe, so we can help those who in need
2 There will be a open heaven for our life and church
3 Devourable that stop our money coming in will be rebuke away
4 God will protect, our hard work will bear fruit
5 Spirit led investment will prosper, I just can't afford not to tithe.

5. Give my best OFFERING to God

After tithing, we give offering! For me, if there is always a chance to give, I will want to give, and I want to give according to what God spoke to me, and I want to give something that will pain me and please God, I don't want to give something that cost me nothing. If He can give His only begotten Son, how can my money compare to His great love.

Pastor Kong and Sun are in debt of 14K, and they give all their pay check 2.4k, and guess what, blessing start to ome in. Seriously, if God speak to you and you trust Him and give, He will never short change you.

So what! If you have is less and small, throw it to the Kingdom of God. And it will grow!
Praise Him that He is your deliverer, and He will deliver you! Praise Him that He is your Provider, and He will provide you!

Let's prosper together, He is not taking money from us, He is not taker, but giver, that's why He give us Life! If you want to see the Axehead float, you must sow something! During the time of Nehemiah the Jews are in debt, cause they neglect the House of God in Tithe and these and that.

We may live in a heartland area and church in a heart land area, but we are going to multi millionaire in the future and we are not building a heart land area, but in the market place!

2 Kings chapter 4 verse 1-2
1 Now there was a certain woman of the wives of the sons of the prophets that cried out to E·li´sha, saying: “Your servant, my husband, is dead; and you yourself well know that your own servant had continually feared Jehovah, and the creditor himself has come to take both my children for his slaves.”
2 At this E·li´sha said to her: “What shall I do for you? Tell me; what do you have in the house?” To this she said: “Your maidservant has nothing at all in the house but a spouted jar of oil.”

You can serve God and still bankrupt, why? Because there is no planning. In verse 2 she despise and say she only left a Jar of Oil. Elijah then go on and say, don't use for yourself, sell for the use of Kingdom of God. Let's look at verse 7

2 Kings chapter 4 verse 7
7 So she came in and told the man of the [true] God, and he now said: “Go, sell the oil and pay off your debts, and you [and] your sons should live from what is left.”

Pastor give us a list of those things we owe like:

Bank Loan
Bank Overdrafts
Credit Card Debts
Hired Purchases
Home Mortgages
Loans From Family
Loans From Friends
Others_________

If any one of these thing you are under in, pray to God and say :
"God, set me free from these debts" come on, be sincere and serious, and God will help you.

If Moses have the staff and can split the sea, and if the little boy have 5 loaf and 2 fish can let Jesus multiply to feed the 5000 men, then I believe the little things you have also can sow into the Kingdom of God and multiply! Amen! Praise the Lord!